Iโm Joey Ruffalo, a financial coach with an MBA in Financial Planning. Since 2016, Iโve helped individuals and business owners take control of their finances, pay off debt, and build long-term wealth.
How It All Started:
After personally paying off over $370,000 in debt, I realized the power of financial literacy. My mission is to help others achieve financial freedom and reduce money-related stress.
๐ Impact So Far:
โ Helped clients eliminate $1M+ in consumer
debt
โ Helped clients save over $250K
โ Named to Marquisโs Whoโs Who in America
Ready to take control of your finances and build a stress-free future? Letโs create a personalized plan for your success!
โ
Debt-Free Living Strategies
โ
Personalized Financial Planning
โ
Business Growth & Profit Strategies
โ
Wealth Building & Investment Basics
๐จโ๐ซ Certifications & Awards:
๐ 2020 Bay Area Parent Best of the East Bay Financial Service
Winner
๐ 2022 Finalist for Best of Oakland & East Bay
๐ Ramsey Solutions Master Financial Coach
๐Books & Media Features
โ
#1 Amazon Personal Finance book : An eBay Sellerโs Guide to Financial Planning
โ
#1 International Best-Selling Co-Author: The Transformation
Within
โ Podcast Host: The Prosperity Lounge

1-on-1 Financial Coaching (Get personalized guidance to take control of your money.)
1-on-1 Financial Coaching (Get personalized guidance to take control of your money.)
Speaking Engagements & Workshops (Invite me to speak at your event or podcast.)



Whether youโre looking to pay off debt, grow your business, or improve financial habits, Iโm here to help.
Whether youโre a business owner, couple, or just starting your financial journey โ this free, supportive space is here to help you grow with confidence.
